Stop converting marketplace payouts at 2–3%. Receive them in the native currency.
Amazon US, Amazon DE, eBay, Shopify — each payout into the currency it comes in. Hold EUR, USD, GBP in dedicated wallets. Pay your suppliers at 0.70% FX. One account for your entire cross-border operation.
Which marketplaces can pay into your Gemba account
Marketplaces pay out to bank account details (sort code + account number, IBAN, routing number). Gemba provides all three — so you can receive from any major marketplace in its native currency.
| Marketplace | Payout currency | Receiving account | Gemba compatible |
|---|---|---|---|
| Amazon UK | GBP | Sort code + account number | ✓ GBP wallet |
| Amazon DE / EU | EUR | IBAN (SEPA) | ✓ EUR IBAN |
| Amazon US | USD | US routing + account number | ✓ USD wallet |
| eBay UK | GBP | Sort code + account number | ✓ GBP wallet |
| eBay DE / EU | EUR | IBAN (SEPA) | ✓ EUR IBAN |
| Shopify Payments (UK) | GBP | Sort code + account number | ✓ GBP wallet |
| Etsy | GBP / EUR / USD | Bank account by currency | ✓ All three |
| ASOS Marketplace | GBP | Sort code + account number | ✓ GBP wallet |
| Stripe payouts | GBP / EUR | Sort code / IBAN | ✓ Both |
| PayPal | GBP / EUR / USD | Bank transfer out | ✓ Withdraw to any wallet |
Before and after: £500k/year in USD Amazon payouts
Illustrative example of an Amazon UK seller also selling on Amazon US receiving $180,000/year (≈£140,000) in USD payouts. Conversion rates illustrative.
- USD received: $180,000
- Amazon FX spread: ~2.5–3.5% embedded in rate
- GBP received at 1.16 (vs mid 1.20): ≈£155,170
- Cost vs mid-rate: ≈£4,830 lost/year
- Visibility: no transparency on rate applied
- Timing: converted on Amazon's schedule
- USD received: $180,000 (full amount)
- Gemba FX spread: 0.70% over mid-rate
- GBP received at 1.1916 (mid 1.20 − 0.70%): ≈£151,050
- Cost vs mid-rate: ≈£1,050/year
- Saving vs Amazon default: ≈£3,780/year
- Timing: convert when exchange rate suits you
Rates are illustrative. Actual FX rates vary by market conditions. Amazon FX embed varies and is not always disclosed separately.
Keep more of your marketplace revenue.
Receive in native currency, convert at 0.70%. Open a Gemba account in 3–5 days.