A Better Alternative to Revolut Business
Get all the features you love about Revolut Business, plus better FX rates, unlimited virtual IBANs, superior customer support, and no hidden surprises.
No credit card required • FCA Regulated • 16 Currencies
Quick Comparison: financeb2b vs Revolut Business
| Feature | financeb2b.co.uk | Revolut Business |
|---|---|---|
| Monthly Fee | £0 | £0-£200/month |
| FX Markup | 0.3-0.5% | 0.5% (weekdays) 1% (weekends) |
| Free FX Allowance | Unlimited | £1,000-£15,000/month (then 0.5-1% markup) |
| Virtual IBANs | Unlimited included | 3-1,000 (depends on plan) |
| Currencies Supported | 16 | 28 |
| Customer Support | Phone, email & chat | Chat & email |
| API Quality | Comprehensive REST API | Good API |
| Best For | Reliability & support | Many currencies |
Why Businesses Switch from Revolut Business
1. Hidden FX Costs Add Up
Revolut advertises "free FX" but this only applies to limited monthly allowances (£1,000-£15,000 depending on plan). After that, you pay 0.5-1% markups. Weekend FX incurs 1% markup regardless of allowance. For businesses with significant FX volume, this gets expensive fast.
Real Cost Example:
Business processing £100k monthly FX:
- Revolut (Grow plan £100/month): £15k free, £85k at 0.5% = £525/month = £6,300/year
- financeb2b: £100k at 0.4% = £400/month = £4,800/year
- Savings: £1,500/year + no monthly plan fee (save additional £1,200)
2. Customer Support Options
Different businesses have different support needs. Some prefer chat-based support, while others need phone access for urgent issues.
financeb2b Support:
- UK-based support team
- Phone, email, and live chat available
- Dedicated account managers available for enterprise clients
3. Virtual IBAN Availability
Revolut Business restricts virtual IBANs based on plan tier. The free plan includes only 3 virtual IBANs. Need more? You must upgrade to £100-200/month plans. For payroll providers, accounting firms, or agencies managing client funds, this limitation is a dealbreaker.
financeb2b: Unlimited virtual IBANs included at no extra cost. Create as many as you need for client segregation, automated reconciliation, or separating income streams.
4. Pricing Transparency
Understanding the total cost of business banking is important for budgeting. Different providers have different pricing structures.
financeb2b: Transparent pricing with clear terms. Contact us for detailed pricing information tailored to your business needs.
What You Get with financeb2b.co.uk
Transparent Pricing
£0 monthly fee. No hidden charges. Pay only for what you use with clear, upfront pricing on all transactions and FX conversions.
16 Multi-Currency Accounts
Hold, send, and receive in GBP, EUR, USD, CAD, CHF, AUD, NZD, SGD, and 8 more currencies with dedicated IBANs for major currencies.
Unlimited Virtual IBANs
Create unlimited virtual account numbers at no extra cost. Perfect for client segregation and automated reconciliation.
Transparent FX Rates
0.70% FX markup for major currencies, 0.90% for minor currencies—transparent and consistent. No weekend markups or hidden fees. See full fee schedule.
UK-Based Support
Contact us via phone, email, or chat. UK-based support team with dedicated account managers available for enterprise clients.
FCA Regulated
Built on Gemba's FCA-regulated infrastructure. Client funds safeguarded according to UK regulations.
Comprehensive API
Modern REST API for working integration with accounting software, ERPs, and custom systems. Full documentation and SDKs available.
Fast Account Opening
Open your account in 10 minutes with automated verification. Start transacting immediately with instant account details.
Excellent Digital Experience
Beautiful, intuitive mobile and web platforms. Real-time notifications, automated categorization, and straightforward accounting integration.
How to Switch from Revolut Business
Switching is easier than you think. Most businesses complete the transition in under a week:
Open Your financeb2b Account (10 minutes)
Complete our simple online application. You'll receive your account details immediately and can start using the account right away.
Run Both Accounts in Parallel (1-2 weeks)
Keep your Revolut account active while you test financeb2b. Update payment details with new clients first, leaving existing arrangements unchanged temporarily.
Update Payment Details
Gradually update clients, suppliers, and direct debits with your new account details. Use a simple email template we provide to communicate the change professionally.
Close Your Revolut Account
Once all transactions have moved to financeb2b and your Revolut balance is zero, close the account. We can help ensure nothing is missed.
Migration Support
Our team helps businesses switch from Revolut every week. We provide a dedicated migration specialist, account templates, and technical support to ensure a smooth transition with zero business disruption.
Frequently Asked Questions
Can I import my transaction history from Revolut?
While we can't directly import transaction history, you can export your Revolut data and upload it to your accounting software. We provide guidance and templates to make this process straightforward.
Will my clients notice the switch?
The transition is straightforward from your clients' perspective. You'll simply provide new account details—they pay you the same way as before. We provide professional email templates to communicate the change.
Do you support as many currencies as Revolut?
We support 16 currencies covering 95% of UK business needs. Revolut offers 28 currencies, but most businesses rarely use more than 5-6. Our focus is on the major trading currencies with the best rates and support.
What if I need features Revolut has that you don't?
Contact us to discuss your specific needs. We're continuously adding features based on client feedback. Many businesses find our core features are superior, even if we have fewer niche options than Revolut.
Can I keep both accounts?
Absolutely! Many businesses maintain both accounts initially, gradually shifting transactions to financeb2b. Some keep Revolut as a backup or for specific currency needs while using financeb2b for primary operations.
Ready to Switch from Revolut Business?
Discover competitive rates, unlimited virtual IBANs, and dedicated support with financeb2b.
No credit card required • FCA Regulated • £0 monthly fee • Unlimited virtual IBANs