{
  "source": {
    "name": "Pay.UK — Bacs approved software",
    "url": "https://www.wearepay.uk/what-we-do/third-party-assurance/bacs-approved-software-service/bacs-approved-software/",
    "retrieved": "2026-09-01",
    "note": "Transcribed cell by cell from the rendered register. The register is an Elementor accordion: each organisation expands to a product table with the columns below. Plain-text scrapes of this page collapse the table and mis-assign the tick marks, so refresh it from the rendered DOM (browser), not from a text fetch. Pay.UK publishes no CSV or PDF version and does not print a last-updated date."
  },
  "columns": ["Bacstel-IP", "Bureaux", "HSM", "Faster Payments", "Hosted Service"],
  "organisations": [
    {
      "name": "Absolute Payment Solutions",
      "website": "https://www.absolutepaymentsolutions.co.uk/",
      "products": [
        { "name": "APS portal", "bacstel_ip": true, "bureaux": true, "hsm": true, "faster_payments": false, "hosted": true }
      ]
    },
    {
      "name": "AccessPay",
      "website": "https://accesspay.com/solutions/bacs-approved-software/",
      "products": [
        { "name": "AccessPay Bacs Connectivity", "bacstel_ip": true, "bureaux": true, "hsm": true, "faster_payments": true, "hosted": true }
      ]
    },
    {
      "name": "Bottomline Technologies",
      "website": "https://www.bottomline.com/uk/solutions/ptx",
      "products": [
        { "name": "PTX", "bacstel_ip": true, "bureaux": true, "hsm": true, "faster_payments": true, "hosted": true }
      ]
    },
    {
      "name": "Elseware",
      "website": "http://www.elseware.org.uk/",
      "products": [
        { "name": "f2b", "bacstel_ip": true, "bureaux": true, "hsm": true, "faster_payments": false, "hosted": false },
        { "name": "f2b for bureaux", "bacstel_ip": true, "bureaux": true, "hsm": true, "faster_payments": false, "hosted": false }
      ]
    },
    {
      "name": "Finastra (Accountis)",
      "website": "https://www.finastra.com/secure-bacs-payments",
      "products": [
        { "name": "Bacsactive-IP Web Enterprise", "bacstel_ip": true, "bureaux": true, "hsm": true, "faster_payments": true, "hosted": true }
      ]
    },
    {
      "name": "Interbacs",
      "website": "http://www.interbacs.com/",
      "products": [
        { "name": "DDMS Interpay", "bacstel_ip": true, "bureaux": true, "hsm": false, "faster_payments": false, "hosted": false },
        { "name": "DDMS Interpay Web", "bacstel_ip": true, "bureaux": true, "hsm": true, "faster_payments": false, "hosted": true },
        { "name": "Interpay", "bacstel_ip": true, "bureaux": true, "hsm": false, "faster_payments": false, "hosted": false },
        { "name": "Web Interpay", "bacstel_ip": true, "bureaux": true, "hsm": true, "faster_payments": false, "hosted": true }
      ]
    },
    {
      "name": "Mosaic Software by ClearDebit",
      "website": "https://www.cleardebit.com/direct-debit-software",
      "products": [
        { "name": "Mosaic Submit", "bacstel_ip": true, "bureaux": false, "hsm": false, "faster_payments": false, "hosted": false },
        { "name": "Mosaic Submit (Cloud)", "bacstel_ip": true, "bureaux": false, "hsm": false, "faster_payments": false, "hosted": true },
        { "name": "Mosaic Managed", "bacstel_ip": true, "bureaux": false, "hsm": false, "faster_payments": false, "hosted": false },
        { "name": "Mosaic Bureau", "bacstel_ip": true, "bureaux": true, "hsm": false, "faster_payments": false, "hosted": false }
      ]
    },
    {
      "name": "OneAdvanced Limited",
      "website": "http://www.wearev1.com/",
      "products": [
        { "name": "V1 BACS", "bacstel_ip": true, "bureaux": false, "hsm": false, "faster_payments": false, "hosted": false },
        { "name": "V1 BACS Bureau", "bacstel_ip": true, "bureaux": true, "hsm": false, "faster_payments": false, "hosted": false }
      ]
    },
    {
      "name": "Paygate",
      "website": "https://www.paygate.uk/bacs-approved-software",
      "products": [
        { "name": "paygate Enterprise", "bacstel_ip": true, "bureaux": true, "hsm": true, "faster_payments": true, "hosted": true },
        { "name": "paygate Online", "bacstel_ip": true, "bureaux": true, "hsm": true, "faster_payments": true, "hosted": true }
      ]
    },
    {
      "name": "Smarterpay",
      "website": "https://smarterpay.com/",
      "products": [
        { "name": "Smarterpay 2018 (On Premise)", "bacstel_ip": true, "bureaux": true, "hsm": true, "faster_payments": false, "hosted": false },
        { "name": "Smarterpay Cloud (v4)", "bacstel_ip": true, "bureaux": true, "hsm": true, "faster_payments": false, "hosted": true },
        { "name": "iConnect", "bacstel_ip": true, "bureaux": true, "hsm": true, "faster_payments": false, "hosted": true }
      ]
    },
    {
      "name": "WPM",
      "website": "http://www.wpmeducation.com/",
      "products": [
        { "name": "WEBDDS", "bacstel_ip": true, "bureaux": false, "hsm": false, "faster_payments": false, "hosted": true }
      ]
    }
  ],
  "partial_approvals": [
    {
      "name": "Form 3",
      "website": "https://www.form3.tech/united-kingdom/uk",
      "scope": "Approved by Pay.UK for report retrieval only on their Bacstel-IP solution.",
      "note": "Listed in the register without a product capability table."
    }
  ]
}